Recurring Deposit is liquid but premature withdrawal or closure will attract penalty charges. In terms of liquidity, a SIP is better when compared to RD. SIP can be closed and the money can be withdrawn without any penal charges. Recurring Deposit amount or the interest earned on it are not exempted from tax.

1- Who manages RD/SIP
2- Where is the money in RD/SIP invested
3- RD vs SIP interest rates
4- RD vs SIP Tax rates
5- RD vs SIP Risk
6- RD vs SIP early closure penalty
7-RD vs SIP missed payment penalty
8-How to open RD vs SIP account and make payments

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