I have come across many expats who have offshore bonds in their portfolio and don't require them. Offshore bonds do have uses, they are generally for taxes purposes and this is all to do with how you can withdraw them and this is what makes it tax efficient.

For example, if you are moving back to the UK then a bond might be useful, but this is not the only factor to consider. You would also need to have a certain amount due to the cost of the bond.

For more information, please watch the related video which gives a full breakdown of offshore bonds.

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