Broaden your understanding of the financial “big picture” with Ground News. Go to [ Ссылка ] and subscribe for less than $1/month or get 40% off unlimited access this month only.

▶The best budgeting program online, at the most affordable price: [ Ссылка ] any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: [ Ссылка ]
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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: [ Ссылка ] *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: [ Ссылка ]

3) Coursecareers: Get qualified for a better job and increase your income: [ Ссылка ]

4) Helium Mobile: Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB [ Ссылка ]

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: [ Ссылка ]
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▶Our other channels:

1) Vlogs: [ Ссылка ]

2) Weekend Workplace Podcast: [ Ссылка ]

3) Money Makes Cents: [ Ссылка ]
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you: [ Ссылка ]

2) Get your own Hammer Financial Score: [ Ссылка ]

3) Merch: The most fun website: [ Ссылка ]

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▶Her first episode: [ Ссылка ]

▶My socials: [ Ссылка ]

▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: [ Ссылка ]
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Chapters:

00:00 Job and income
05:16 Ground News
08:50 You call this progress?!
14:40 How will you ever change?
18:50 This is embarrassing
27:26 This is not an adult balance
31:50 Wait just a second, are you kidding me?
34:20 Oh brother this spending stinks!
38:04 Let’s make you a budget
44:02 You’re not surviving
46:37 SOFI
49:17 Tackle this debt!
52:00 And she needs a new car….
53:00 Hammer Financial Score

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▶Sponsorship and business inquiries: business@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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