In this video, we dive into the essentials of cargo coverage for trucking companies and owner-operators. Learn why cargo insurance is crucial for protecting your goods while they're being transported, loaded, or unloaded. We break down the two main types of coverage—basic form and broad form cargo insurance—explaining the key differences and what they cover. Additionally, we discuss the importance of understanding your cargo insurance limits, how to work with brokers and shippers to ensure adequate coverage, and tips for customizing your policy to fit the specific needs of your business. Stay safe on the road and make sure your cargo is fully protected. Don't forget to reach out if you have any questions about your coverage!
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00:00 - Introduction to Cargo Coverage
00:29 - When Things Don’t Go as Planned
01:09 - Types of Cargo Coverage
01:47 - Basic Form Cargo Insurance
02:20 - Broad Form Cargo Insurance
02:48 - Understanding Cargo Limits
03:18 - Working with Brokers and Shippers
03:45 - Tailoring Coverage to Your Needs
04:05 - Conclusion and Recommendations
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