The Bronze 60 and the Silver 70 both have the same maximum out-of-pocket amount of $8,200 for 2021 in California. Bronze plans can be 17% less expensive, but the Silver 70 plans have set copayments for health care services not subject to the deductible, saving money. There are some people who should enroll in a Silver plan no questions asked. For others, a Bronze 60 plan is the best for asset protection from the exposure to high medical costs.
