SURVEILLANCE AND LTD CLAIMS on the Disability Law Show with disability lawyer James Fireman. Learn how to fight back against the insurance company and get what you're owed in Ontario, British Columbia, and Alberta on Season 3 Episode 32 of the only disability law show on TV in Canada.

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🚨 Insurance Rights & COVID-19: [ Ссылка ]
📧 help@disabilityrights.ca
☎️ 1-855-821-5900 (Toll-free)

*FEATURED ON THIS EPISODE...*

0:00 - Intro

🔹 After work hardening program disability worsened - 00:55
I worked at a physical job and had a significant back injury. My insurer approved my benefits but then sent me for an independent medical assessment. I was sent for a work-hardening program in the hopes of returning me to the job I was already told by my doctor I couldn't do. My pain increased and now I don't know what to do.

📞 Disability benefits cut off as insurer believes a return to work is possible - 7:03
Caller from [ Ссылка ]: “My wife had a kidney transplant. She took time off through medical insurance benefits, which her employer was great about. However, the insurance company decided to cut off her benefits after three months, saying she is now able to return to work. Her doctor says she needs more time off due to complications.”

▶️ Surveillance and LTD Claims

1️⃣ Why do LTD insurers use surveillance? - 12:40

2️⃣ Should I do anything differently if I know I am being watched by the insurance company? - 15:11

3️⃣ Can LTD insurers cut off LTD payments because of surveillance? - 16:40

4️⃣ Is there anything a person can do if their LTD benefits end because of surveillance? - 19:46

❓ Insurer surveillance as proof to deny LTD benefits - 23:13
[ Ссылка ]: "I’ve been a private teacher for more than twenty years. I had a really bad concussion early last year when I slipped on some ice and now suffer from headaches and noise sensitivity. I can barely look after my 5-year-old son. I applied for LTD benefits but was denied. When I appealed, they claim that surveillance showed that I was able to function normally. Are they correct?"

📧 Returning to work but scared of a mental health relapse - 25:58
EMAIL from Help@DisabilityRights.ca: “I’ve been on LTD for the last 3 years because of depression. A few months ago, I made something of a breakthrough in my treatment and am feeling much better. I’d like to go back to work, but I’m not sure whether I should try. If I decide to return, how do I go about making this happen? What happens if things don’t work out and I regress?"

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► Before you call a lawyer, use PocketEmploymentLawyer.ca to find out if you might have a case: [ Ссылка ]

► Calculate the amount of severance pay you are owed with the Severance Pay Calculator: [ Ссылка ]
► Denied Long Term Disability? We Can Help. Find out more: [ Ссылка ]


📍 Toronto employment lawyer - [ Ссылка ]
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📍 Calgary employment lawyer - [ Ссылка ]

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