How to Win a Chargeback as a Consumer (What is a Credit Card Chargeback?). In this video, we're going to talk about how to win a chargeback as a consumer.
1. Submit your chargeback request in time.
While you may want to give a merchant enough time to resolve an incorrect charge on your credit card, don't wait too long before disputing the charge with your credit card issuer.
2. Keep your credit card disputes to a minimum.
If you've never requested a chargeback before or rarely dispute your credit card charges, you have excellent chances of winning a credit card dispute and receiving a chargeback.
3. Document all transactions with the merchant.
Ensure you have evidence showing that you have already contacted the merchant and tried getting a refund.
4. Know your rights as a consumer
Familiarize yourself with the Fair Credit Billing Act so that you can use every opening it provides to win a chargeback.
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