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Punjab National Bank provides over 10 types of debit cards for the customers to choose from. The cards are available in RuPay and Master card variants. PNB also offers a debit card with an embedded EMV chip for international usage. Key Highlights:
Withdrawal limit: Rs.5,000 to Rs.50,000
Purchase limit: Rs.60,000 to Rs.1.25 lakh
High withdrawal and transaction limits with PNB Debit Cards
Enjoy cashless shopping not only online but also at retail stores / merchant locations.
Get up to 2 Add-on Cards with select PNB Debit Cards
3D Secure Password protection for PNB Debit Cards helps ensures safe transactions
Types of Debit Cards
Classic Debit Card (Magstripe)
This is a PIN based Debit Card designed for PNB Saving Account holders.
The card is available in 2 variants - Personalized version which carries the card holder’s name and the Non-Personalized version which does not carry the customer’s name.
The Classic Debit Card features a daily withdrawal limit of Rs 25,000/-, per transaction limit of Rs 15,000/- and a daily limit of Rs 60,000 for PoS and e-commerce transactions.
Transfer funds easily from one account to another PNB account using this debit card.
Platinum Debit Card (Magstripe)
This debit card is specially designed for Premium customers of PNB.
You can personalize your Platinum Debit card with not only your name but also your photograph.
This card features an ATM withdrawal limit of Rs 50,000, PoS / e-commerce transaction limit of Rs 1,25,000 and a limit of $500 for all cross-border ATM, PoS and e-commerce transactions.
Add-On Cards (For Classic & Platinum Debit Card)
Customers with a Classic or Platinum Debit Card can take up to 2 add-on cards
The primary cardholder will be liable for all transactions carried out with the associated add-on card.
MITRA ATM Card
This card is dedicatedly designed for all MITRA Account holders but other customers can opt for it as well.
Can be used only at PNB ATMs without any charge but cannot be used for PoS/online transactions.
It is available in a Biometric variant and has a daily cash withdrawal limit of Rs 5,000.
RuPay Debit Card
This PIN based RuPay Debit card features a magnetic strip and can be used only within India.
The PNB RuPay Debit Card is compatible only with RuPay enabled ATMs and PoS Terminals.
RuPay Kisan Card
This card is designed for Kisan Account holders.
It features a daily ATM cash withdrawal limit of up to Rs 25,000 with a per withdrawal limit of up to Rs 15,000 and a PoS Transaction limit of Rs 60,000 per day.
Master International Debit Card
For international transactions, Punjab National Bank launched the Master International Debit Card. This card is available in personalised and non-personalised options. There are maximum daily limits imposed as follows:
POS and ECOM transactions combined - Rs.1.25 lakhs per day
Cash Withdrawal - Rs.50,000 per day
If the customer is carrying out transactions in foreign currencies, the limits will be applicable as per the conversion rate.
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