Welcome to Ditto's ultimate guide to Term Insurance for 2024! In this video, Shashank and Sushant break down everything you need to know about term insurance in a simple and easy-to-understand way. Whether you're new to the concept or just looking to brush up on the basics, this video has got you covered!
To know more or find the best term insurance plan for yourself, talk to our advisors at Ditto Insurance: [ Ссылка ]
Please find the link to the article on Ditto's website: [ Ссылка ]
What's discussed:
1. What's a Term Insurance? – Understanding the fundamentals of term insurance.
2. Why Should You Get Term Insurance? – The importance and benefits of having a term insurance policy.
3. What are Premiums? – Breaking down how premiums work and what you need to know.
4. What is the Right Coverage for You? – Tips on determining the right amount of coverage based on your needs.
5. Checklist to Buy Term Insurance – A handy checklist to help you make an informed decision.
6. Exploring Riders – An overview of riders and how they can enhance your policy.
7. SECRET Tips When Choosing an Insurance Company – Insider tips to help you choose the best insurance company for your needs.
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0:00 - Introduction
1:14 - What is Term Insurance?
2:28 - Simplifying Term Insurance
2:54 - Why should someone get a term insurance?
4:05 - How premiums work?
4:26 - Factors that decide your premiums.
6:15 - Premiums for Smokers
7:35 - Checklist to consider when getting a term insurance
8:41 - Riders and add-ons
9:30 - Ideal Term Coverage
11:18 - Busting a common insurance myth
12:20 - More on riders
13:50 - How to choose to the best Insurer for you?
14:59 - Metrics - CSR, ASR, ACV
16:07 - Rapid Fire Round
17:03 - Conclusion
17:16 - Why choose Ditto?
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