Flood Insurance: Does Flood Insurance Cover Storm Water Runoff Back Up?
In this video, we look at if flood insurance Cover Storm Water Runoff Back Up.
Today, we're going to be talking about storm water runoff, storm water backup, and drains.
Before we get started remember if you've got questions about flood education and flood zone changes and flood insurance visit our website floodinsuranceguru.com.
We have an educational background in flood mitigation which means we're here to help you understand flood growth, flood insurance, and mitigating your property long term.
Today's topic is storm water backup covered by flood insurance, now to get a good understanding of that, we have to understand exactly what we're talking about now.
We're not talking about you know water back up in your house from your septic tank or something like that you know.
We're truly talking about storm water backup where it backs up through these sewers and it backs up through these streets as a result of flooding.
Remember the national flood insurance program defines a flood as two properties or more or two acres or more.
Look what happened in Jackson Mississippi in 2020 where they're flooding with some of their systems.
Is storm water backup covered when it comes to flood ships?
The answer to that can actually be yes.
If it meets those one of the two conditions that defines a flood when it comes to national flood insurance program now private flood insurance companies may have some kind of explosion in their policies so pay attention to your policy whether this is covered or not.
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