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The lifetime Isa is a new tax-free savings or investments account designed to help under 40s buy their first home or save for retirement.

Announced by the Chancellor, George Osborne, in his 2016 Budget, it will be available for those aged 18-39 from April 2017.

It is the latest member of the Isa family, joining cash Isas, stocks and shares Isas, junior Isas, Help to Buy Isas and innovative finance Isas in an increasingly complex landscape for savers.

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