Collection 101:
📌 As soon and I mean as SOON as you receive a letter from a collection agency, SEND THEM A DEBT VALIDATION LETTER! Do NOT panic & do NOT call them. Type your debt validation letter & SEND IT CERTIFIED!
📌 DO NOT IGNORE THESE LETTERS NOW and END UP IN A COURTROOM LATER! A lot of collections wouldn't even make it to your credit report if you respond to them as soon as they come in! Its okay if you didn't know this prior to today, you know now!
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FTC:
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