The hymn was written by Adi Sankaracharya. One day, as a young boy, he was asking for alms to prepare his lunch and he went to the house of a very poor Brahmin lady. The lady was upset because there was nothing edible in the house. After searching the house once again she found one amla fruit. She hesitantly offered it to Sankara. He was moved after seeing the plight of the woman and sang 21 hymns praising Goddess Lakshmi. The Goddess was so pleased that she appeared before him and asked him why he has remembered her. He asked the Goddess to grant riches to the poor woman. The Goddess first refused to do so because the lady had not done any work of charity in her previous birth and it is not possible to change one's fate. Sankara told the Goddess that she is the only one who is capable of changing the fate of someone by erasing or changing the writings of the future made by Lord Brahma. The Goddess was so pleased that she instantly showered the Brahmin lady's house with gooseberries made of pure gold.

अपार धन प्राप्ति और धन संचय के लिए कनकधारा स्तोत्र का पाठ करने से चमत्कारिक रूप से लाभ प्राप्त होता है। धन प्राप्ति और धन संचय के लिए पुराणों में वर्णित कनकधारा यंत्र एवं स्तोत्र चमत्कारिक रूप से लाभ प्रदान करते हैं। इस यंत्र की विशेषता भी यही है कि यह किसी भी प्रकार की विशेष माला, जाप, पूजन, विधि-विधान की मांग नहीं करता बल्कि सिर्फ दिन में एक बार इसको पढ़ना पर्याप्त है। मां लक्ष्मी की प्रसन्नता के लिए जितने भी यंत्र हैं, उनमें कनकधारा यंत्र तथा स्तोत्र सबसे ज्यादा प्रभावशाली एवं अतिशीघ्र फलदायी है।
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