Pradhan Mantri Jan-Dhan Yojna Overdraft upto Rs 10,000/- in PMJDY Accounts
Purpose
General purpose loan to provide hassle free credit to low income group /
underprivileged customers to meet their exigencies without insistence on
security, purpose or end use of the credit.
Eligibility
(Individuals only)
a) BSBD accounts, which are operated satisfactorily for at least six months
b) OD to be granted to the earning member of family, preferably women of
the house.
c) There should be regular credits under DBT/ DBTL scheme/other verifiable
sources
d) Account should be seeded with Aadhaar for avoiding duplicate benefit
e) BSBD account holder should not be maintaining any other SB account with
any Bank/branch to ensure compliance with RBI directives.
f) Age of applicant between 18 years to 65 years
(Not eligible: Minors, KCC/GCC borrowers, more than one member of the
same family)
Important Links :
Official Link at Govt. PMJDY Site :
[ Ссылка ]
SBI Official Site :
[ Ссылка ]
Murari Garg
gargmurari@gmail.com
