Stay worry-free by experiencing a hassle-free claims procedure which is as simple as making a phone call. The efficiency with which an insurer settles the claim of customers and a good incurred claim ratio is an indication of the financial health of the company. To experience prompt claim settlement, make sure you have a clear understanding of the claim procedures.
Claims are processed in two ways -
(1) Cashless health insurance claim settlement which is possible only if the insured person avails treatment in any of the network hospitals of the insurer. The insured person is required to obtain and submit a pre-authorization form to the hospital's Insurance or TPA desk. This facility is available for both planned and emergency hospitalization.
(2) Reimbursement of medical expenses where claims are processed by reimbursing the treatment expenses incurred by the policyholder at any hospital. Apart from informing the insurer in a timely manner, the insured person requires to furnish vital details and documents like photo-id proof, hospital bills, etc. to the insurer for the smooth claim processing.
It takes a few easy steps to file a claim and get a quick settlement. Stay prepared and informed about the process of claiming your insurance. Religare Health Insurance breaks it down for you, making the process of claiming insurance easy and simple to understand. Watch this tutorial to know more.
To learn more about Religare Health Insurance, visit [ Ссылка ]
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