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USE CODE "YOUTUBE" FOR 20% OFF In this video I explain why the Green Dot mobile bank is one of the biggest scams for mobile banking.Green Dot cards are sold at retailers such as CVS, Rite-Aid and Wal-Mart. The latest version of this prepaid debit card, the Green Dot Reloadable Prepaid MasterCard or Visa, has a higher monthly fee — but a lower activation fee — than previous versions.
The bottom line
Must load at least $1,000 per month to avoid a service fee of $7.95.
Loading cash at CVS, Rite Aid, Wal-Mart and other retailers costs up to $4.95.
No free ATM network, but cash back is available at no cost with a debit purchase.
Pros
No credit check needed.
Free online and mobile bill pay.
You can get your account balance and recent transactions by text.
CONS
No free ATM network.
$7.95 monthly fee; waived if you load at least $1,000 a month.
If your balance falls below $0, you’ll be charged up to two monthly fees.
If you buy a card but don’t activate it, you’ll be charged one monthly fee after 90 days.
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