In the pursuit of a more financially inclusive nation, the Government of India has been on a transformative journey spanning over five decades. From the nationalization of banks to the establishment of a robust banking network, the nation has witnessed a series of initiatives to bring banking services to every corner of the country. The building blocks of financial inclusion have included nationalized banks, cooperative institutions, regional rural banks, and the introduction of mandated priority sector lending targets. The lead bank scheme, formation of self-help groups, and the appointment of Business Correspondents and Business Facilitators to provide doorstep delivery of banking services have also been integral.The Pradhan Mantri Jan Dhan Yojana doesn't stop at merely providing basic banking services. The Financial Literacy Program under Pradhan Mantri Jan Dhan Yojana is a robust effort to promote savings, educate about ATMs, prepare for credit, facilitate insurance and pensions, and enable the use of basic mobile phones for banking services.It goes beyond, ensuring universal access to banking services through an extensive network of branches and Banking Correspondents (BCs).
Anchor : Deepika Dhanda Singh
#narendra Modi, #pm, # pradhan mantri jan dhan yojana, #rupay card
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