A Roadside Assistance Service is going to help you out with things like minor repairs to your car, if you are stranded on the side of the road because of a flat tire, need gas, and other things.
This is fantastic coverage that only helps you if you have it in place BEFORE the loss occurs. Thus, if you are on the side of the road after an accident you can’t add Roadside Assistance to help for an existing occurrence. So what does roadside assistance cover?
1. Towing Assistance
If you are broken down and you are needing your car towed to a nearby shop. Keep in mind that insurance only covers a certain mile limit, if it is outside of that limit, you will be charged for the limit you went over.
2. Flat Tire Service
If the streets have beaten your tire into submission, flat tire service will either get a spare on your car or potentially get your flat tire enough power to get to a shop for a new tire.
3. Locksmith Service
Locksmith Service can remake your key, programming it to your specific vehicle if it is a smart lock. Many times, all you’ll need to do is call your local locksmith and let the insurance company reimburse you.
4. Lockout Service
Are you locked out of your vehicle?! This can be a bummer! Lockout service will come out to your vehicle and jimmy that door open for you. This service comes as a reimbursement along with many roadside programs.
5. Fuel Delivery
Fuel Delivery is quite obviously THAT. Fuel is delivered to you with just enough fuel to get you to the closest fueling station, instead of taking off on foot on the highway…. do the safe thing and get Fuel Delivered! This coverage is also typically a reimbursement as are many bonus roadside coverages.
6. Battery Service
Has your battery failed and no one is stopping to give you a jump!? Battery service will give you the power you need to get to the shop or home.
7. Winching Service
Are you stuck in a ditch? Maybe wedged on an island? Winching service will come out and free you so you’ll be on your way!
