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Description
How to get swp/pension ₹ 2 lakh pm and gain 31.05 crore, 48.12 times, start sip ₹6664

Your stepUp SIP starts at ₹ 6664 and the total deposit in 30 years works out to ₹ 63.22 Lakhs.
This 63.22 lakhs at 12% builds up a corpus of ₹ 3.85 crore
this 3.85 crore can generate at 12% roi, ₹ 3.85 lakhs as monthly interest.
But out of this 3.85 lakhs per month, make a swp/pension of Rs. 2 lakhs only and allow the remaining to add up to the growth of the fund.
₹ 2 lakhs stepUp SWP, works out to a pension benefit in 25 years of ₹ 13.23 crore
Simultaneously the fund with the principal and monthly unavailed interest grows to a value of ₹ 17.82 crore.
Thus the total maturity plus swp is ₹ 31.05 crore.
This works out to to a capital gain of ₹ 30.42 crore or 4812.144%

It is summarised as follows:

Maturity CorpusBuildg=₹ 3.85 crore
Maturity =PostRetiremt=₹ 17.82 crore
Total SWP/pension = ₹ 13.23 crore

Total Benefit(Swp+Matu) = ₹ 31.05 crore
Total SIP(deposits) = ₹ 63.22 lakhs
XIRR 12.683%

CAPITIALGAIN Benefits Vs deposit ₹ 30.42 crore 4812.144%

FOR DEMO of calculator, please see this full video.

Link for SWP_SIP_COMBINED CALCULATOR
[ Ссылка ]

Too many parameters have been considered and the calculator has become complex, yet enough notes are given and one can make out the results as per one’s own choice of input in various parameters.

Also refer to the link of corresponding play list for previous videos

[ Ссылка ]
PEOPLE MAY ASK, IN WHICH SCHEME TO INVEST SO AS TO EARN OVER 17% return.
Kindly take the answer from the following clue:
The hybrid scheme of HDFC Balanced Advantage Fund Regular Growth,
during the past 24 years has generated over 17.7%.
Direct scheme even though, recent is generating over this percentage.
The other similar scheme in the other AMCs, are recent ones and they are also not far behind.
The bench mark for these BAF schemes (i.e. category average is itself more than 13.5%. for 10 years)
One can take calculated risk with recently started schemes of Manufacture index of
Tata MF, or similar Motilal Oswal MF.
Such TMF scheme is “Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund Direct Growth” or even regular growth.
MO MF scheme is “Motilal Oswal Manufacturing Fund Direct-Growth “ or even regular fund.

B N Venkataraman

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