The 401(k) ​is ​a ​great ​tool. ​It's ​easy ​and ​painless, ​which makes it a ​great ​way ​to ​build ​our ​savings. But ​it's ​also ​easy ​and ​painless, ​which also ​means ​we ​ ​tend ​to ​forget ​about it ​for ​long ​periods ​of ​time. Today we’re going to talk about a few of the places where people make mistakes with their 401(k).


 


Here’s some of what we discuss in this episode:


• Why it’s usually better to move money out of an old employer plan.

• Don’t leave money on the table by not taking advantage of a company match.

• Target date funds aren’t usually the best way to customize a portfolio.

• Your portfolio needs to be rebalanced as you closer to retirement.

• Your 401k might have higher costs than you realize.


 


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