सुकन्या समृद्धि योजना 2022 | Sukanya Samriddhi Yojana in hindi | SSY Interest Calculator

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Topics Discussed in the video :
1. sukanya samriddhi yojana
2. sukanya samriddhi yojana in hindi
3. Sukanya samriddhi yojana in telugu
4. sukanya samriddhi yojana form kaise bhare
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6. Sukanya Samriddhi Yojana Calculator
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8. sukanya samriddhi yojana online payment
9. post office sukanya samriddhi yojana details
10. sukanya samriddhi yojana in kannada
11. ssy
12. ssy scheme

Sukanya Samriddhi Yojana (SSY) – Eligibility, Tax Benefits & Rules
As part of the Beti Bachao Beti Padhao campaign, Prime Minister Narendra Modi launched a scheme called ‘Sukanya Samriddhi Yojana (SSY)’, the campaign literally translates to ‘Girl Child Prosperity Scheme’ in line with the above objectives. Here are highlights of the Sukanya Samriddhi Yojana.

What is the Sukanya Samriddhi Yojana (SSY)?
In order to majorly address the issue of the declining child sex ratio in our country, the Government of India launched a social campaign on January 22, 2015. The Beti Bachao Beti Padhao (BBBP) campaign sends the message ‘Save girls, educate the girl child’. This is a national initiative jointly run by the Ministry of Women and Child Development, the Ministry of Health and Family Welfare, and the Ministry of Human Resource Development.

Sukanya Samriddhi Yojana interest rate
The rate of interest for the 2nd quarter of FY 2021-2022, i.e. 1 July 2021 to 30 September 2021, has been kept unchanged at 7.6%.
The rate of interest for the 1st quarter of FY 2021-2022 i.e. 1 April 2021 to 30 June 2021 was 7.6%.
The entire deposit in ‘Account under default’ (where a minimum amount of Rs 250 has not been deposited), which is not regularised within the prescribed time, would earn interest on the post savings bank account; except if the default is due to the death of the guardian who opened the Account.

What are the tax benefits provided to SSY?
In order to encourage investments in SSY, the SSA has also been provided with certain tax benefits:

Investments made in the SSY scheme are eligible for deductions under Section 80C, subject to a maximum cap of Rs 1.5 lakh.
The interest that accrues against this account which gets compounded annually is also exempt from tax under Section 10 of the Income Tax Act.
The proceeds received upon maturity/withdrawal are also exempt from income tax.

How to open a Sukanya Samriddhi Yojana Account?
You can open a Sukanya Samriddhi Yojana (SSY) account with a participating bank or a Post Office branch.

You need to follow the below procedure to open the account.
1. Visit the bank or Post Office branch where you would like to open the account.
2. Fill up the application form with relevant details and provide supporting documents.
3. Pay the first deposit in the form of cash, cheque, or demand draft. The amount can be anything from Rs.250 up to Rs.1.5 lakh.
4. The bank or Post Office will process your application and payment.
Upon processing, your SSY account will be opened.
5. A passbook will be issued for this account marking the initiation of the account.

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All Video of 'Investech Gurukul' are for education and information purpose only. The videos should not be considered as investment advice or as a recommendation.The user must perform a self-assestment before investing.
This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing.

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