We're sharing our expertise on everything to do with taking out car finance, car finance eligibility, and finding a car on finance. When applying for car finance, you may be offered a Guarantor Loan. Guarantor Loans can be a suitable way to secure car finance for some. However, it's important that you understand how it works for both you, and your Guarantor. This video takes you through what's involved, including the pros and cons. If you need any help or advice, you can contact My Car Credit to speak to one of our experienced and helpful Car Credit Specialists.

Check out our range of Help & Advice videos, and you can get an online decision on car finance by visiting [ Ссылка ]

Rates from 9.9% APR.
Representative APR 11.9%

Who are My Car Credit?

We’re part of the UK’s largest motor finance broker, and we’ve been helping customers to buy cars on finance for over fourteen years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of the day or year!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our panel of 30+ lenders to get you a finance rate for your circumstances, without impacting on your credit profile. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

In 2019, My Car Credit was named 'Best Direct Consumer Proposition' at the Car Finance Awards and Evolution Funding was named 'Best Broker' (2019, 2018, 2017 & 2016).

We're proud to be highly rated by our customers, who consistently give us fantastic feedback about our products and customer service. You can read these here:

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My Car Credit is a trading style of Evolution Funding Ltd. Evolution Funding Ltd are authorised and regulated by the Financial Conduct Authority for credit brokerage. Evolution Funding Limited is a credit broker and not a lender. Our FCA number is 823324. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We can introduce you to a group of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you. We receive payment from the credit provider for introducing you to them. The amount we receive could vary by credit provider and may be a higher amount in relation to certain products compared with other products available. The payment received may also be higher dependent on the interest rate you are charged and this can also be affected by the term and product you receive. Typically commission received is a fixed fee or a percentage of the amount you borrow. We will not charge you any fee for our services. Prices, offers and information correct at time of publishing.

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