I have been doing mortgages since 2003 and still I get the same questions over and over again.

Minh where do I start, or what are the firsts in getting a home... It starts with your mortgage budget!

Before you start falling in love with the house and tell all your friends and family about your plans. You need to first identify your mortgage budget then how to manage your mortgage budget.

In this video, we are going to show you how to do that.

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- Minh

0:00 - Start
0:54 - Secrets to budgeting mortgage payments
1:08 - Who is going to be on the loan?
2:50 - What debts are included when qualifying?
4:24 - Front end DTI
4:49 - Back end DTI
6:19 - Calculating that budget!
8:33 - DTI Cheat Sheet

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