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Features

Competitive interest rates starting from 5.99% *

Convenient repayment tenure up to 4 years

Loan amount up to AED 730,000

Loans buy– out facility

Grace Period of up to 90 days

Quick loan application processing time

Dedicated Sales Team - ready to serve you at your convenience

Documents Required

Valid national ID and valid passport with valid Resident visa (for residents)

Recent utility bill in the name of the client e.g. electricity, telephone or rental contract

Latest Salary/Income/Employment verification document

Salary transfer letter

Bank statement of 6 months

** Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.

Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.

Years: This is the original term or length of the product, stated in years.

Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.

Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

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