The Affordable Care Act is the 2010 comprehensive health-reform law commonly known as “Obamacare,” or the ACA. Regardless of the state you live in, all health plans sold on ACA marketplaces must include 10 essential health benefits as well as dental coverage for children. The 10 benefits include:
- Emergency services
- Hospitalization (surgeries and inpatient care)
- Laboratory services
- Mental health and substance use disorder services (including behavioral health treatment such as counseling and psychotherapy)
- Outpatient care
- Pediatric services (including oral and vision care)
- Pregnancy, maternity, and newborn services (includes prenatal, childbirth, and postnatal care)
- Prescription drugs
- Preventive care, wellness services, and chronic disease management
- Rehabilitative and habilitative services and devices (to help people gain or recover skills after injury as well as amid disability or chronic conditions)
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