SBI Mudra Loan | Sorry Not Eligible For Online Mudra Loan Please Visit Your Branch | Problem Solved
Sorry Not Eligible for Online e Mudra Loan problem solved us video me bataya gaya hai agar aap online sbi e mudra loan lene ke apply karte hai or aap eligibile nahi hai online loan lene ke liye to is video me bataya gaya hai ki sbi e mudra loan sorry not eligible for online e mudra loan ke bad bhi kaise loan le sakte hai
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MUDRA Loan is offered under the Pradhan Mantri Mudra Yojana (PMMY). MUDRA stands for Micro-Units Development and Refinance Agency. Under this scheme, borrowers can avail business loans ranging from Rs.50,000 to Rs.10 lakh on the basis of the Sishu, Kishor, and Tarun categories.
Feachers
Type of Facility: Working Capital and Term Loan
Purpose : Business purpose, capacity expansion, modernization
Target Group : Business Enterprises in Manufacturing, Trading and Services sector including allied agricultural activities.
Quantum of loan (Min/Max)
Maximum loan amount : Upto Rs 10 lacs
Loans upto Rs.50,000 are categorised as SHISHU
Loans from Rs.50,001 to Rs.500,000 are categorised as KISHORE
Loans from Rs.500,001/- to Rs.10,00,000/- are categorised as TARUN
Margin (%)
Upto Rs. 50,000/- Nil
Rs. 50,001 to Rs. 10 lacs: 10%
Pricing :Competitive Pricing Linked to MCLR
Repayment Period
WC/TL: in 3 - 5 yrs including a moratorium of upto 6 months depending on the activity/ income generation.
Review of WC/TL to be done annually.
Processing Fee
Nil for Shishu and Kishore to MSE Units
For Tarun: 0.50%(plus applicable tax) of Loan amount
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