When it's time to pay the bill, Chinese people, or those who have lived in China for a while, will naturally take out their phones and scan stores’ QR code to pay without any hesitation.
Yet, this is unexpectedly a new problem for international visitors, especially those from developed economies, as bank cards and e-wallets are still the mainstream payment in their countries.
One major difficulty for foreigners in making mobile payments lies in the low success rate of overseas individuals using Alipay or Weixin pay – the Chinese domestic version of WeChat pay, to link to overseas bank cards.
The payment optimization measures have covered merchants nationwide across various sectors including clothing, food, accommodation, transportation, and entertainment. To make it easier for visitors to pay like a local, international card organizations like Mastercard and Visa have also upgraded their services.
As Chang says, Mastercard has also pushed the acceptance of international cards in representative business districts, while promoting contactless tap-to-pay transactions that align with international standards. The focus has especially been on small, frequent transactions that are heavily used by foreign travelers in key cities.
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