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Over 50 life insurance describes a policy specially designed to meet the unique needs of those aged 50 and over.
It is sometimes called ‘over 50s life cover’, ‘guaranteed over 50 plan’ or an ‘over 50s plan’.
You pay a fixed, monthly premium and the policy will pay out a guaranteed cash lump sum to your beneficiaries when you pass (as long as it is not within the first 2 years of the policy).
The payout is often used to cover rising funeral expenses or provide an inheritance for loved ones.
50 is often the age when your mortgage is paid off, the children have left home and well-paid jobs are secured. However, you may need life insurance that reflects these changing circumstances.
Reassured specialise in comparing and securing the cheapest possible life cover available.
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