Not every business needs key person insurance but it’s possible that yours might if you have any employees that are irreplaceable. Key Person Insurance is a life insurance policy that a company purchases on a “key” person’s life.

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The company pays the insurance premiums and is the beneficiary of the policy. If the person dies, the company receives the insurance payout. The company can use the funds for a variety of purposes.

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00:00:00 Does My Business Need Key Person Insurance?
00:01:03 What is Key Person Insurance?
00:02:00 Does My Company Need Key Person Insurance?
00:02:50 How Much Insurance Do I Need?

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