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How to Answer a Summons for Debt Collectin in Wisconsin
Deadline is 20 days
Excluding the day you were served
Wis. Stats. 802.06(1)(a) (WI-deadline.png)
4 steps
Create the Answer Document
Answer Each Issue of the Complaint
Assert Affirmative Defenses
File the answer with the court and serve the plaintiff
(SOLOSUIT PITCH SHORT) (Reviews)
George Harris
When an aggressive debt collection law firm served me with a summons — even after I had requested, and they had failed to provide, verification of the debt — I needed an Answer document quickly. I came across SoloSuit — the service was quick, fast, and on time. Now the collections firm has put-up or shut-up. Thanks Team SoloSuit.
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1. Create your Answer document to the summons.
You know you’re being sued if you receive this:
(Sample Summons - WA)
(Sample Complaint - WA)
Fill out personal and case information
FUN FACT
I went to BYU law school, and the Dean of the law school is from Wisconsin.
2. Answer each item in the complaint
Respond to every paragraph
3 responses
Admit - if you agree with everything
Deny - if you disagree with something
Deny for lack of knowledge - if you don’t know
This is what our Answer document looks like (Sample Answer)
3. List Affirmative Defenses if Applicable
You do not owe the money
You are not the owner or a cosigner on the account, and the lawsuit is in error.
The contract was cancelled.
You have proof that the debt was paid.
You are victim of identity theft.
The statute of limitations has expired
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Statute of limitations
§893.57 (WA-statute of limitations)
Oral debt - 6 years
Agreed to it verbally, nothing in writing
Written debt - 6
Contracts
Could be on a napkin
Mortgages - 10
Mortgages
Open - 6
Credit Card debt - 6
Mastercard, Visa, Discover, and American Express. You know the drill.
This is the most common type of debt for our customers
Auto loan - 6
Court Judgements - 6-20
This is what happens if you lose your debt collection lawsuit. The statute of limitations restarts
(SOLOSUIT PITCH SHORT)
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4. File with the Court and Serve the Plaintiff
Print two copies of your Answer document
Send one copy to the court
One copy to the opposing attorney
courts don’t charge a fee.
Courts are very pleasant to call.
Address for the Plaintiff may be listed on your summons
Hard to find the address for the court
(SOLOSUIT PITCH LONGER)
Katrina P
I got hit with a law suit and starting looking up information online. I found Solosuit and decided to try them out. At first I was just interested in their free services. But I ended up going with a higher option and made the purchase for their service. They literally printed and mail my documents that day. It was very easy to complete the forms and upload the documents. I was initially worried of course, didn’t know if it was a scam or if the courts would accept the documents. The courts accepted the documents and received them within 3 days. I definitely recommend them! Great & fast service. Definitely legit! Thanks again!
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