Financial literacy empowers communities. It will lead to food security, a stronger and educated workforce, which translates into a lower crime rate, fewer foreclosures in our neighborhoods, less stress in our lives and happier individuals and families. In financially capable communities, everyone benefits. Most of us understand this and the importance of financial literacy. The problem doesn't lie with what we teach, it is where we teach it.

Financial literacy in underserved communities must be a national priority. Throughout the pandemic, we have seen vulnerable communities impacted the most by the uneven economic recovery. Underserved communities have very little or no financial buffer to absorb the economic shock and will soon become a national crisis. Within the United States, there is a cycle of poverty that continues and there is an unlikely chance that children in low-income families will break this cycle. I am a fourth-year undergraduate student at BGSU from Columbus, OH studying Finance and Insurance, and I am an incoming FP&A Analyst at Welltower. I have had a lot of great experiences at BGSU and am proud to be a Falcon! Something I am extremely passionate about is personal financial literacy as I believe it has the impact to change lives! This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at [ Ссылка ]

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